Author Archives: Christopher Wilsher

Coronavirus – HOW WILL IT IMPACT LOAN-TO-VALUE COVENANTS?

Posted on April 8, 2020 by Christopher Wilsher

Drastic measures implemented to curb the COVID-19 pandemic and the resultant economic disruption are poised to impact a wide range of contractual arrangements, including loan agreements and the covenants contained within them. One of the covenants particularly impacted by any …

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Coronavirus & PREPARING TO SELL YOUR HOME DURING THE OUTBREAK

Posted on April 8, 2020 by Christopher Wilsher

Whilst it may not be possible to actively start marketing your home with the stay-at-home measures in place, there are some practical steps that you can take now which will help speed up the marketing and conveyancing processes once the …

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CORONAVIRUS AND RESIDENTIAL CONVEYANCING – PRACTICAL ADVICE

Posted on April 6, 2020 by Christopher Wilsher

Last week, the government issued advice to both the public and those in the industry about residential property transactions during the coronavirus outbreak.  Whilst they state that there is no need to pull out of transactions, where the property is …

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Coronavirus: MAC clause used to withdraw from £510m property acquisition

Posted on April 6, 2020 by Christopher Wilsher

News sources are reporting that Columbia Threadneedle has withdrawn from its £510m agreement to buy Manchester Airport Group’s Victoria portfolio, despite having exchanged. A Material Adverse Change (MAC) clause in the contract has allowed the fund manager to withdraw from the …

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Setting up a business after Coronavirus: making the dream a reality 

Posted on April 6, 2020 by Christopher Wilsher

Many of us may have used this enforced period away from our normal offices, jobs and routines as an opportunity to think about what we would like to do in the future. Perhaps you have rediscovered a skill, and you’re …

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Coronavirus – comment on Chancellor’s overhaul of business bailout scheme

Posted on April 3, 2020 by Christopher Wilsher

Banks will be banned from asking small firms for personal guarantees on loans up to £250k only, and will relax other rules to ensure businesses can access the money they need. This further intervention from the government is very welcome. …

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The Morrisons Supermarkets cases: the employment law perspective

Posted on April 2, 2020 by Christopher Wilsher

One of the worst nightmares for any employer is when an employee goes “rogue” during the course of carrying out his duties, causing possible embarrassment but also potentially making him legally liable for the consequences of the wrongful act. The …

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Coronavirus – Employers’ Health & Safety obligations

Posted on March 31, 2020 by Christopher Wilsher

The COVID-19 pandemic presents a significant health and safety challenge to employers, who have a duty of care to ensure staff work in a safe environment. This applies to those who need to come into the workplace and those working …

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Coronavirus – Can you claim Business Rates concessions?

Posted on March 31, 2020 by Christopher Wilsher

Business rates are a significant and often unwelcome expense. This is especially true when a business has vacant properties because of government action, and not through any fault of that business. It is no exaggeration to say that these are …

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Coronavirus – Can you CLAIM UNDER YOUR BUSINESS INTERRUPTION INSURANCE?

Posted on March 30, 2020 by Christopher Wilsher

Claims under policies are often complex. They all have particular conditions of cover and exclusions plus extensive definition sections that impact on the apparent extent of the cover. Additionally, the combination of a previously unknown disease plus the extreme steps …

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